You are not alone – Helen will guide you through the enrollment process.
Are you turning 65 in the next year or retiring at a later age? Helen can review Medicare basics and costs with you, so you know what to expect. If you are still working, she can compare your current group insurance to your Medicare options so you make the right choice. If you choose to enroll in Medicare, she will then review alternative plans for you as described in the next section.
You have many plans to choose from – let’s find the right one for you!
Helen will review your health needs and determine if your current plan meets those needs. Are you receiving the benefits you are eligible for and not overpaying? Is there a plan offering lower prescription drug prices? Are you in need of extra benefits that your current plan may not offer? She will research your options and help you enroll.
Dual Eligible Special Needs Plan (D-SNP)
Are you enrolled with Medicare and receiving Medicaid? Many seniors who qualify for Medicaid are unaware of their eligibility for special Medicare Advantage plans that offer richer medical benefits than those available under Medicaid alone. Helen will check your qualifications, compare plans, and help you enroll.
Many plans offer extra benefits beyond VA or Tricare coverage.
Veterans can have both Medicare and VA benefits, and enrolling in Medicare can provide additional coverage options. Medicare can pay for non-VA hospitals and doctors, and Medicare Advantage plans may offer benefits like dental, vision, and prescription drug coverage that are not covered by VA benefits. It's important for veterans to enroll in the appropriate parts of Medicare when eligible and to weigh the coverages of both their VA and Medicare plans to determine which best fits their needs.
Let’s see if you qualify for programs to reduce your prescription costs.
Social Security offers Extra Help with prescription drug costs, and if you qualify, you may save on prescription drug-related costs. Qualification is based on income and financial resources. Helen can help you apply for Extra Help. This program may also pay your monthly Part D prescription premium or any late Part D enrollment penalties.
Helen is also knowledgeable in different prescription drug discounts and advocacy programs that may benefit you.
Ancillary Plans For Medicare
Helen offers a variety of ancillary plans to enhance your Medicare coverage and lower your out of pocket costs. Plans can include Hospital Indemnity, Cancer Diagnosis, Dental, Vision, and Hearing plans.
